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The Pivotal Law Blog

How Will Insurance Cover Self-Driving Cars?

Posted Wednesday, May 9, 2018 by Pivotal Law Group

Self-driving vehicles are already on roads in several cities and are predicted to become normal in the next few decades. How will your insurance cover you if you’re the operator of a self-driving car? If someone else’s self-driving car injures you or…

Pivotal Attorney McKean Evans Published in King County Bar Association Bulletin

Posted Thursday, May 3, 2018 by Pivotal Law Group

The May edition of the King County Bar Association's Bar Bulletin features an artile by Pivotal attorney McKean Evans. McKean discusses the Washington Court of Appeals' recent decision expanding insurance bad faith claims against individual adjusters and…

Washington Federal Court Rejects Insurer Efforts to Limit Policyholder Recovery to Bare Policy Benefit

Posted Wednesday, May 2, 2018 by Pivotal Law Group

In its April 23, 2018 decision in Williams v. Foremost Insurance Co., 2:17-CV-1113-RSM, 2018 WL 1907523 (W.D. Wash. Apr. 23, 2018), the U.S. District Court for the Western District of Washington analyzed and rejected a frequent argument insurers make in…

Case law update: City of Seattle potentially liable for slip and fall on metal plate on sidewalk.

Posted Thursday, April 26, 2018 by Christopher L. Thayer

In Sluys v. City of Seattle et al**, No. 76131-5-1 (April 9, 2018), in an unpublished decision the Court of Appeals, Division 1, recently ruled the City of Seattle was potentially liable for injuries suffered by a pedestrian who slipped and fell on a…

Ninth Circuit Decision Shows Life Insurance Pitfalls for Policyholders; Clarifies Diversity Jurisdiction in Insurance Disputes

Posted Tuesday, April 17, 2018 by Pivotal Law Group

The Ninth Circuit’s recent ruling in Elhouty v. Lincoln Benefit Life, Case No. 15-16740 (March 27, 2018) is notable for two reasons. It illustrates the pitfalls of certain life insurance policies that supposedly pay for themselves, and it clarifies the…

Department of Labor’s New ERISA Claims Regulations Restore Important Rights to Insureds

Posted Wednesday, April 11, 2018 by Pivotal Law Group

For insureds, ERISA (which governs most employer-sponsored insurance) has a serious downside. Insureds and plan participants who dispute the company’s denial of their claims for coverage or benefits must submit to ERISA’s administrative appeal process…

Court of Appeals Clears the Way for Bad Faith Suits Against Individual Insurance Adjusters

Posted Wednesday, April 4, 2018 by Pivotal Law Group

On March 26, 2018, the Court of Appeals (Division One) issued an important published ruling upholding claims against an individual insurance adjuster for insurance bad faith and violations of the Consumer Protection Act (Ch. 19.86 RCW). In Keodalah v…

McKean Evans Speaks at Continuing Legal Education Event

Posted Friday, March 30, 2018 by Pivotal Law Group

This morning, attorney McKean Evans spoke regarding Washington’s newly-revised Uniform Power of Attorney Act at a Continuing Legal Education seminar hosted by the King County Bar Association…

A Property Lawyer’s Story

Posted Thursday, March 29, 2018 by Kim Sandher

From GPSOLO, Vol. 35, No. 2, March/April 2018

Washington and Seattle Legislative Roundup – Police, Discrimination, Litigation and Housing

Posted Wednesday, March 21, 2018 by Pivotal Law Group

Washington’s 2018 legislative session recently closed. The legislative session resulted in a number of important changes to Washington law. The Washington legislature enacted significant police reforms. Initiative 940 requires law enforcement officers…

Can Towns Ban Retail Marijuana Sales? Court of Appeals Says Yes

Posted Wednesday, March 14, 2018 by Pivotal Law Group

With states increasingly legalizing recreational marijuana retail sales, one question is whether specific towns that prefer not to have marijuana sold at retail can prohibit marijuana stores from opening within their borders. The Court of Appeals’ March…

Does My Insurer Need to Tell Me When They Change My Policy?

Posted Wednesday, March 7, 2018 by Pivotal Law Group

Court of Appeals decision emphasizes minimal notice requirement for renewal insurance policy changes. A common pitfall for insurance policyholders lies in the insurer’s renewal notice. Policyholders often set their policy premiums to pay and set the…

Washington Court of Appeals Rules on Insurance Coverage and Arson Case

Posted Wednesday, February 28, 2018 by Pivotal Law Group

The Washington Court of Appeals, in an unpublished decision in Schmidt v. American Commerce Insurance Company, recently decided claims against an insurance company where the jury concluded the insured burned his own house down. Schmidt rebuilt his home…

Washington Supreme Court Clarifies Court of Appeals Decisions of One Division Do Not Bind Other Court of Appeals Divisions

Posted Wednesday, February 21, 2018 by Pivotal Law Group

On February 15, 2018, the Washington Supreme Court issued an important decision clarifying the authority of Washington’s Court of Appeals in the case In re Personal Restraint of Arnold, Case No. 94544-6. Washington’s Court of Appeals is divided into…

Insurance Regulators Investigating Aetna for Training Employees to Deny Coverage Without Reviewing Patient's Medical Records

Posted Wednesday, February 14, 2018 by Pivotal Law Group

Aetna, the country’s third largest health insurer, is under investigation by state insurance regulators following Aetna’s admission that it routinely denies medical treatment coverage without reviewing the insured’s medical records. Aetna’s admission…

When Can Employers Rely On Employees’ Criminal Background Checks In Making Employment Decisions?

Posted Wednesday, February 7, 2018 by Pivotal Law Group

Many employers routinely run background checks, including for criminal history, as part of screening prospective employees. Washington and federal law require employers follow specific procedures when performing background checks, and give employees…

CASE LAW UPDATE: City liability for sewer back up

Posted Wednesday, January 31, 2018 by Christopher L. Thayer

In Acosta v. Mabton, the Court of Appeals (Division III)(No. 35159-9, 2018), recently addressed whether a property owner had a claim against the city (Mabton, WA) when sewage backed up and flooded their residence. In Acosta, on the morning of January 12…

Federal Judge Rejects Requests to Throw Out Verdict Against Lakewood Police Officers Over Jurors’ Alleged Ulterior Motives

Posted Wednesday, January 24, 2018 by Pivotal Law Group

U.S. Federal District Judge Barbara Rothstein recently upheld a $15.1 million jury verdict against the city of Lakewood and three Lakewood police officers over the 2013 killing of an unarmed man. In her 69-page order, Judge Rothstein repeatedly…

Case Law Update – Court Rules School Buses are Not “Automobiles” Under State Farm Insurance Policy Fine Print

Posted Thursday, January 18, 2018 by Pivotal Law Group

On January 9, 2018, Washington’s Court of Appeals issued a ruling that significantly limits policyholders’ coverage under many automobile insurance policies. In Koren v. State Farm Fire and Casualty Company, Case No. 34723-1-III, the court interpreted…

Can a Marijuana Business Get Bankruptcy Relief?

Posted Wednesday, January 10, 2018 by Kim Sandher

Marijuana is regulated as a dangerous drug by Congress. The U.S. Supreme Court recognizes that the federal prohibition takes precedence over any state law that says otherwise. The United States Trustee Program (USTP) has to respect this. Thus, the answer…

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